Funding Options and Cost of Hearing Aids
Mar 10, 2010

What are the funding options and cost of hearing aids

Modern hearing aids are sophisticated electronic devices that, when fitted by a qualified Audiologist, can assist with many of the hearing needs caused by hearing loss.

There are over 300 types and models of hearing aids available in New Zealand. Hearing Advantage has access to the full range and will provide the best advice as to what style of hearing aid best suits your hearing needs and budget.

The MNZAS Audiologists at Hearing Advantage are approved service providers and can access funding through the ACC, Environmental Support Services, Government Subsidies, Work and Income NZ and War Pensions to help fund the cost of your hearing aids.

Cost of Hearing Aids

The cost of purchasing hearing aids depends on a variety of factors including:
  • the degree and type of hearing loss
  • the complexities of the listening environment in which hearing aids will be used
  • the wearers personal cosmetic preferences
  • the need for one or two hearing aids
Hearing aid costs have also been affected by developments in technology over the last decade. In general hearing aids can be classified according to cost as follows:

Basic Digital or Analogue: $1200-$2000 per pair of hearing aids.
Aids in this category generally perform well in quiet situations. These aids do not offer maximum assistance in group conversations, crowds, or meetings. These aids generally offer options such as manual volume, different listening programs for different sound environments, telecoil compatibility (in some models) and use of a remote control to change volume and other features (in some models).

Middle Range Digital: $2400-$5000 per pair of hearing aids.
These instruments offer a greater range of features than the basic models. Additional features include reduction of non-speech noise and directional microphones to reduce the interference background noise.

Advanced Digital: $5000-$7000+ per pair of hearing aids.
In addition to the above features advanced hearing aids use the latest technology and are better able to cope with changes in the listening environment. This results in better speech understanding in a greater range of situations including the presence of background noise. Many user options are available that make them easy to use, and some aids within this category are adjustable via a remote control. They also provide your Audiologist with the greatest flexibility to optimize the devices for your hearing.

Children's Hearing Aids are FREE

Hearing aids fitted to children under the age of 18 (or under 21 years of age while in fulltime education) are funded at no cost to their families through a provision in the health system known as the "Special Aid Fund". Funding is available for both new and replacement hearing aids. There is also funding available for hearing aid repairs and batteries.

ACC Scheme

Individuals may be eligible for funding of hearing aids through the ACC scheme if their hearing loss is the result of prolonged occupational noise exposure or a sudden trauma that has damaged hearing. Funding is available if occupational noise exposure occurred before the introduction of the ACC scheme in 1972. However, funding is not typically available if a sudden trauma occurred prior to 1972 that caused hearing loss.

Assessment for ACC eligibility begins with a hearing test. Noise exposure produces a pattern of hearing loss that a qualified Audiologist is trained to identify. If a noise induced hearing loss is found which is consistent with the history of occupational noise exposure the Audiologist will recommend that an ACC claim be initiated. An ACC claim must be lodged through a General Practitioner or other Registered Medical Specialist. After lodging a claim, a patient must be examined by an Otolaryngologist (Ear, Nose, and Throat (ENT) surgeon). If an ACC claim is approved, the cost of appropriate hearing aids is met by the ACC scheme. Lump sum compensation payments are not available.

If an individual believes they may have a hearing loss associated with noise exposure they are encouraged to act now, even if they do not feel they need hearing aids. If left too late (after retirement, for example) then it may be difficult to prove that the hearing loss was caused by noise exposure alone, rather than a natural deterioration over time with age.

Visit the ACC Website for additional information on the ACC claims process.

Environmental Support Services

The Accessible NZ (North Island) and Enable NZ (South Island) provide partial funding of hearing aids for people who are in full-time study, employment, or who are unemployed but registered as seeking work. Funding may also be available to allow people to remain independent within their own homes. The eligibility criteria for funding varies by health region. For example, some health regions provide hearing aid funds for individuals who are primary caregivers of young children; other health regions may not.

War Pensions Scheme

Individuals who were exposed to noise through high-powered rifle or artillery fire while serving in the armed services (during war or peace time) may be eligible for funding for hearing aids. Eligibility depends on a number of factors, including whether the person receives a War Pension, and the degree of any assessed disability. Individuals who believe they may be eligible for a hearing aid through the War Pension system should have their hearing assessed at Hearing Advantage.

Universal Hearing Aid Subsidy

All adult patients who purchase a hearing aid and do not receive funding through the ACC, Environment Support Services or War Pensions are eligible for a Universal Hearing Aid Subsidy. The subsidy is currently set at $198 per hearing aid and is available to individuals every 5 years. The subsidy is applied to each hearing aid purchased and so a total subsidy of $396 is applied to the purchase of two hearing aids.

Work and Income New Zealand (WINZ)

Anyone who receives a benefit from Work and Income NZ can apply for a loan of up to $1000- to help with the purchase of hearing aids. The loan is deducted gradually from future benefit payments.

Visit the WINZ Website for further information about eligibility for financial assistance.